Insurance Archives - Automotive Service Association - National https://www.asashop.org Tue, 20 Feb 2024 19:26:01 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.1 https://growthzonesitesprod.azureedge.net/wp-content/uploads/sites/1406/2019/12/cropped-favicon-32x32.png Insurance Archives - Automotive Service Association - National https://www.asashop.org 32 32 Virginia Legislature Advances Bill that would Increase Insurers’ Obligation to Act in Good Faith https://www.asashop.org/2024/02/20/virginia-legislature-advances-bill-that-would-increase-insurers-obligation-to-act-in-good-faith/ Tue, 20 Feb 2024 19:26:01 +0000 https://www.asashop.org/?p=64956 Virginia Legislature Advances Bill that would Increase Insurers’ Obligation to Act in Good Faith The Virginia House of Delegates' Courts of Justice Committee: Civil Subcommittee advanced SB 256 with 8 votes in favor and none opposed. It passed the full state senate on a 25-15 vote. If enacted into law, SB 256 would obligate auto…

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Virginia Legislature Advances Bill that would Increase Insurers’ Obligation to Act in Good Faith

The Virginia House of Delegates' Courts of Justice Committee: Civil Subcommittee advanced SB 256 with 8 votes in favor and none opposed. It passed the full state senate on a 25-15 vote.

If enacted into law, SB 256 would obligate auto insurance companies to make claims decisions in good faith. Insurers would have to pay double a court's judgement - plus interest, attorney fees, and other related expenses - if the court finds that an insurer - acting in bad faith - "rejects a reasonable settlement demand made by the insured within the policy's coverage limits for uninsured or underinsured motorist benefits or fails to respond within a reasonable time after being presented with such demand after the insured has become legally entitled to recover."

Currently in Virginia, insurance companies are not required to make decisions in good faith under these circumstances, as determined by a 2017 court case.

Click here to read the full legislation. 

Click here to watch the most recent subcommittee hearing at which SB 256 was deliberated and advanced. 

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ASA Launches “Repair Policy Scan Tool” Legislative Newsletter https://www.asashop.org/2024/01/30/asa-launches-repair-policy-scan-tool-legislative-newsletter/ Tue, 30 Jan 2024 16:06:02 +0000 https://www.asashop.org/?p=64880 ASA Launches “Repair Policy Scan Tool” Legislative Newsletter Lawmakers rely on constituent feedback to make good decisions. Staying informed about the laws they are considering that could impact an auto repair shop owner or operator's ability to run a successful business empowers repairers to speak up in crucial moments. But it's hard to keep up…

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ASA Launches “Repair Policy Scan Tool” Legislative Newsletter

Lawmakers rely on constituent feedback to make good decisions. Staying informed about the laws they are considering that could impact an auto repair shop owner or operator's ability to run a successful business empowers repairers to speak up in crucial moments. But it's hard to keep up with the news, especially when your hands are already full with the responsibilities and pressures of running a business. ASA is launching a tool to make it easier.

Every two weeks or so, ASA will send out a new edition of "Repair Policy Scan Tool." Of the thousands of bills introduced each year in Congress and state legislatures, this newsletter will help distill the legislative developments that matter most to auto repair professionals on just one easy to read page.

Click here to read the first installation of Repair Policy Scan Tool!

Click here to sign up to get future Repair Policy Scan Tools emailed to you. 

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Rhode Island Bill would Redefine “Unfair Insurance Practice” in Insurers’ Favor https://www.asashop.org/2024/01/26/rhode-island-bill-would-redefine-unfair-insurance-practice-in-insurers-favor/ Fri, 26 Jan 2024 21:15:52 +0000 https://www.asashop.org/?p=64864 Rhode Island Bill would Redefine “Unfair Insurance Practice” in Insurers’ Favor A bill - known as S. 2210 - introduced in the Rhode Island State Senate would make it harder to hold insurance companies liable for unfair insurance practices. Under the state's current law, failure to have a licensed appraiser conduct an appraisal on a…

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Rhode Island Bill would Redefine “Unfair Insurance Practice” in Insurers’ Favor

A bill - known as S. 2210 - introduced in the Rhode Island State Senate would make it harder to hold insurance companies liable for unfair insurance practices.

Under the state's current law, failure to have a licensed appraiser conduct an appraisal on a vehicle estimated to have suffered at least $2,500 in damage constitutes an unfair insurance practice. Failure to perform the appraisal within three business days after the repairer requested the appraisal also qualifies as an unfair insurance practice.

The proposed legislation would raise the respective thresholds to $5,000 in estimated damage and within four business days after the appraisal was requested.

The Senate Judiciary Committee has not scheduled a hearing to consider the legislation as of January 26, 2024.

Click here to read S. 2210 in its entirety. 

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AV Bill in Washington State Scheduled for Jan. 30 Hearing https://www.asashop.org/2024/01/26/av-bill-in-washington-state-scheduled-for-jan-30-hearing/ Fri, 26 Jan 2024 20:55:33 +0000 https://www.asashop.org/?p=64858 AV Bill in Washington State Scheduled for Jan. 30 Hearing A bill introduced in the state of Washington's legislature would create a new comprehensive regulatory framework that allows autonomous vehicles (AV) to operate on roads in the state without a human driver. Currently, AVs may only operate in the state under limited testing purposes. The…

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AV Bill in Washington State Scheduled for Jan. 30 Hearing

A bill introduced in the state of Washington's legislature would create a new comprehensive regulatory framework that allows autonomous vehicles (AV) to operate on roads in the state without a human driver. Currently, AVs may only operate in the state under limited testing purposes.

The bill - known as Senate Bill (SB) 5594 - will receive a public hearing in the Senate Committee on Transportation at 4:00 PM Pacific Time on January 30, 2024. This committee heard testimony on the same bill during the last legislative session in winter 2023, but the committee did not advance it to the next step towards passage. Therefore, the bill must now restart the process from the beginning.

Click here to read SB 5594 in its entirety. 

Click here for a section by section summary. 

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Rhode Island Bill would Limit Insurers’ Ability to Deny Coverage for OEM Repair Parts https://www.asashop.org/2024/01/26/rhode-island-bill-would-limit-insurers-ability-to-deny-coverage-for-oem-repair-parts/ Fri, 26 Jan 2024 20:32:39 +0000 https://www.asashop.org/?p=64852 Rhode Island Bill would Limit Insurers’ Ability to Deny Coverage for OEM Repair Parts A bill was introduced in the Rhode Island Legislature that would restrict insurance companies' ability to refuse to cover OEM repair parts in certain situations. Under the current law in Rhode Island, insurers are not allowed to require the use of…

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Rhode Island Bill would Limit Insurers’ Ability to Deny Coverage for OEM Repair Parts

A bill was introduced in the Rhode Island Legislature that would restrict insurance companies' ability to refuse to cover OEM repair parts in certain situations.

Under the current law in Rhode Island, insurers are not allowed to require the use of non-OEM parts on vehicles that are less than 48 months beyond their manufactured date, unless the repairer has received written consent from the vehicle owner to use those parts. The recently introduced legislation - titled H. 7264 - would forbid insurance companies from refusing the use of OEM parts when negotiating repairs with a repairer for vehicles that are between 48 to 72 months from their manufactured date, as long as the repairer has written consent from the vehicle owner to install OEM parts. The proposed change would not apply to the repair or replacement of motor vehicle glass.

Click here to read H. 7264 in its entirety. 

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Bill Introduced in Hawaii would Lower Thresholds for Mandatory Overtime Pay https://www.asashop.org/2024/01/23/bill-introduced-in-hawaii-would-lower-thresholds-for-mandatory-overtime-pay/ Tue, 23 Jan 2024 21:30:27 +0000 https://www.asashop.org/?p=64826 Bill Introduced in Hawaii would Lower Thresholds for Mandatory Overtime Pay A bill introduced in Hawaii's legislature on January 19, 2024 would lower the working hours thresholds for an employee to be legally entitled to overtime compensation. If passed, Senate Bill (SB) 2610 - which was introduced by State Senator Henry Aquino (D) - would…

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Bill Introduced in Hawaii would Lower Thresholds for Mandatory Overtime Pay

A bill introduced in Hawaii's legislature on January 19, 2024 would lower the working hours thresholds for an employee to be legally entitled to overtime compensation.

If passed, Senate Bill (SB) 2610 - which was introduced by State Senator Henry Aquino (D) - would mandate:

  • At least 1.5x pay for work exceeding 40 hours in a work-week.
  • At least 1.5x pay for the 8th to 12th hours worked in a day AND 2x pay for the hours exceeding 12 hours of work in a day AND 2x pay for work exceeding 8 hours on the 7th consecutive day of work, if the employee worked for more than 8 hours for more than 6 days of the work-week.

The overtime provisions described above would be extended to cover minors that are 16 and 17 years old.

Click here to read SB 2610 in its entirety. 

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NHTSA Begins Effort to Require Impaired Driving Prevention Tech in New Cars https://www.asashop.org/2024/01/08/nhtsa-begins-effort-to-require-impaired-driving-prevention-tech-in-new-cars/ Mon, 08 Jan 2024 20:44:14 +0000 https://www.asashop.org/?p=64740 NHTSA Begins Effort to Require Impaired Driving Prevention Tech in New Cars The United States Department of Transportation's National Highway Traffic Safety Administration (NHTSA) has formally launched an effort to require that drunk or impaired driving prevention technologies come standard in new vehicles. In its advanced notice of proposed rulemaking, the agency requests the public's…

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NHTSA Begins Effort to Require Impaired Driving Prevention Tech in New Cars

The United States Department of Transportation's National Highway Traffic Safety Administration (NHTSA) has formally launched an effort to require that drunk or impaired driving prevention technologies come standard in new vehicles.

In its advanced notice of proposed rulemaking, the agency requests the public's input on the information needed to develop a  rulemaking proposal "that require that new passenger motor vehicles be equipped with advanced drunk and impaired driving prevention technology through a new Federal Motor Vehicle Safety Standard." Comments should be submitted no later than March 5, 2024.

Click here to read the entire Federal Registrar notice and instructions for submitting comments. 

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U.S. Senators Raise Alarm on Alleged Tesla Safety Flaws https://www.asashop.org/2024/01/03/u-s-senators-raise-alarm-on-alleged-tesla-safety-flaws/ Wed, 03 Jan 2024 20:07:11 +0000 https://www.asashop.org/?p=64730 U.S. Senators Raise Alarm on Alleged Tesla Safety Flaws United States Senators Ed Markey (D-MA) and Richard Blumenthal (D-CT) have sent a letter to Elon Musk following a report from Reuters on Tesla vehicles' safety flaws. In their letter, the Senators note that, "[t]he report details complaints about suspension connection points, including fore and aft…

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U.S. Senators Raise Alarm on Alleged Tesla Safety Flaws

United States Senators Ed Markey (D-MA) and Richard Blumenthal (D-CT) have sent a letter to Elon Musk following a report from Reuters on Tesla vehicles' safety flaws.

In their letter, the Senators note that, "[t]he report details complaints about suspension connection points, including fore and aft links, and sudden losses of power steering - often while a vehicle was in motion." The Reuters report alleges that Tesla privately was aware of these flaws, but publicly cast blame on drivers, including during its engagement with the National Highway Traffic Safety Administration (NHTSA).

Tesla has refutes the report's findings. The company stated on Twitter, "The author has conflated a noise-related (non-safety) issue with a range of unrelated and disconnected service actions. Contrary to the article’s statements based on erroneous data, Tesla is truthful and transparent with our safety regulators around the globe and any insinuation otherwise is plain wrong."

Markey and Blumenthal request that Musk provide corrections for the record and commit to providing NHTSA with accurate information moving forward.

Click here to read Senator Markey's and Senator Blumenthal's full letter to Musk

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U.S. Senate Bill would Weaken Federal Insurance Office’s Authority https://www.asashop.org/2023/12/20/u-s-senate-bill-would-weaken-federal-insurance-offices-authority/ Wed, 20 Dec 2023 22:12:55 +0000 https://www.asashop.org/?p=64720 U.S. Senate Bill would Weaken Federal Insurance Office’s Authority A bill titled the "Insurance Data Protection Act" (S. 3349) introduced in the U.S. Senate by Senator Katie Britt (R-AL) would restrict the Federal Insurance Office's (FIO) ability to collect information directly from insurance companies. It would also rescind the director of FIO's subpoena authority. Housed…

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U.S. Senate Bill would Weaken Federal Insurance Office’s Authority

A bill titled the "Insurance Data Protection Act" (S. 3349) introduced in the U.S. Senate by Senator Katie Britt (R-AL) would restrict the Federal Insurance Office's (FIO) ability to collect information directly from insurance companies. It would also rescind the director of FIO's subpoena authority.

Housed in the U.S. Treasury Department, FIO was established through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. ASA was one of the original and strongest advocates for including FIO's creation in the legislation.

Click here to read S. 3349. 

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LiDAR Imports and Exports to and from China Scrutinized by U.S. House Members https://www.asashop.org/2023/11/29/lidar-imports-and-exports-to-and-from-china-scrutinized-by-u-s-house-members/ Wed, 29 Nov 2023 17:29:59 +0000 https://www.asashop.org/?p=64646 LiDAR Imports and Exports to and from China Scrutinized by U.S. House Members A bipartisan group of twenty members of the U.S. House of Representatives sent a letter to the Secretaries of the Departments of Defense, Commerce, and the Treasury raising concern with light detection and ranging (LiDAR) technology imports and exports to and from…

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LiDAR Imports and Exports to and from China Scrutinized by U.S. House Members

A bipartisan group of twenty members of the U.S. House of Representatives sent a letter to the Secretaries of the Departments of Defense, Commerce, and the Treasury raising concern with light detection and ranging (LiDAR) technology imports and exports to and from China.

The letter - led by House Select Committee on Strategic Competition between the United States and the Chinese Communist Party (CCP) Chairman Mike Gallagher (R-WI) and Ranking Member Raja Krishnamoorthi (D-IL) - explains that LiDAR is used in autonomous vehicle systems. Specifically:

"It uses pulsed laser light to measure the distance, speed, and/or altitude of physical objects to map the surrounding environment. The technology is crucial for creating high-definition maps around autonomous vehicles, raising serious national security concerns related to data security, cybersecurity, and exquisite mapping of U.S. infrastructure... There is a serious national security risk that under [China's] National Security Law, all [Chinese] LiDAR companies must provide any available data collected by their products and systems to the CCP, when required."

Click here to read the full letter. 

For these reasons, the lawmakers asked the department secretaries to investigate if import and export restrictions on LiDAR products to and from China are warranted. This letter reflects the growing intersection between automotive, data privacy, and national security policy.

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